Terms and Conditions

These Terms and Conditions govern your use of Pyrithoneluxa Financial Planning services and website. By accessing our services, you agree to be bound by these terms.

Last Updated: August 23, 2025

Acceptance of Terms

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

Definitions

For the purposes of these Terms and Conditions:

• "Service": refers to the financial planning consultation services provided by Pyrithoneluxa Financial Planning
• "User" or "You": refers to any individual who accesses or uses our website or services
• "Content": refers to all information, text, graphics, and materials available on our website
• "Company", "We", or "Us": refers to Pyrithoneluxa Financial Planning and its authorized representatives

Acceptable Use of Service

Your use of our services is subject to the following conditions:

Permitted Uses

• Access and use services for legitimate financial planning purposes
• Provide accurate and truthful information during consultations
• Respect intellectual property rights and confidentiality

Prohibited Uses

• Use services for illegal or unauthorized purposes
• Attempt to gain unauthorized access to our systems
• Transmit harmful or malicious content through our platforms
• Misrepresent your identity or provide false information

User Responsibilities

As a user of our services, you are responsible for:

• Maintaining the confidentiality of your account information
• Ensuring all information provided is accurate and current
• Complying with all applicable laws and regulations
• Using services in accordance with these terms

Intellectual Property Rights

All content, trademarks, and intellectual property on our website remain the property of Pyrithoneluxa Financial Planning. You may not reproduce, distribute, or create derivative works without written permission.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Service Disclaimers

Please note the following important disclaimers regarding our services:

Limitation of Liability

To the maximum extent permitted by law, Pyrithoneluxa Financial Planning shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

Indemnification

You agree to indemnify and hold harmless Pyrithoneluxa Financial Planning from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Termination of Services

We may terminate or suspend your access to our services under the following circumstances:

• Violation of these Terms and Conditions
• Provision of false or misleading information
• Engaging in prohibited activities or misuse of services

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Governing Law

These Terms and Conditions are governed by Australian law, and any disputes will be subject to the jurisdiction of Australian courts.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting on our website. Continued use of services constitutes acceptance of modified terms.

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Pyrithoneluxa Financial Planning regarding use of our services.

Contact Information

For questions about these Terms and Conditions, contact us at info@pyrithoneluxa.com or +61 2 3088 2126